Laws That Protect You 

Federal and state fair housing laws were put into effect to create an even playing field for homebuyers in all areas of a real estate transaction. These laws prohibit discrimination based on race, color, religion, sex (including gender identity and sexual orientation), disability, familial status, and national origin. 

Civil Rights Act of 1866 

The federal Civil Rights Act of 1866 prohibits discrimination in housing because of race or color in the sale or rental of property. This Act provided for private rights of action, but there were no federal enforcement provisions. 

Civil Rights Act of 1968 and 1988 Amendment 

In leading or selling residential property, the Civil Rights Act of 1968 expands the definition of discrimination to include not only race, but also national origin, color, and religion. The Fair Housing Amendments Act of 1988 further broadens the definition to include age, sex, and handicapped status.  

Fair Housing Act 

The federal Fair Housing Act of 1988 and Title VIII of the Civil Rights Act of 1968 constitute the Fair Housing Act. The Act makes fair housing a national policy throughout the U.S. It prohibits discrimination in the sale, lease or rental of housing, or making housing otherwise unavailable because of race, color, religion, sex, disability, familial status or national origin.  

Americans with Disabilities Act 

Title III of the federal Americans with Disabilities Act prohibits discrimination against persons with disabilities in commercial facilities and places of public accommodation. 

Equal Credit Opportunity Act 

The federal Equal Credit Opportunity Act makes it unlawful to discriminate against anyone on a credit application due to race, color, religion, national origin, sex, marital status, age or because all or part of an applicant’s income comes from any public assistance program. 

Know Your Rights and Responsibilities 

Home sellers, prospective homebuyers, real estate agents, mortgage brokers and loan officers all have rights and responsibilities under the law. Federal and state fair housing laws ensure an even playing field for everyone in real estate transactions. These laws prohibit discrimination based on race, color, religion, sex (including gender identity and sexual orientation), disability, familial status, and national origin. 

Sellers’ & Landlords Responsibilities 

As a home seller or landlord, you are obligated not to discriminate in the sale, rental or financing of your property on the basis of race, color, religion, sex, disability, familial status or national origin. Also, you cannot do so through your licensed broker or salesperson, who is also bound by anti-discrimination laws. You may not set any discriminatory terms or conditions in a purchase contract or a lease. Additionally, you may not deny that housing is available or advertise a property’s availability only to persons of a certain race, color, religion, sex, disability, familial status or national origin. 

Real Estate Professionals’ Responsibilities 

Real Estate agents, mortgage brokers and loan officers in a real estate transaction may not discriminate based on race, color, religion, sex, disability, familial status or national origin. Equally as important, they may not follow such instructions from a home seller or landlord.  

What To Do if You Feel the Law Has Been Violated 

Discrimination complaints about housing may be filed with the nearest office of the U.S. Dept. of Housing and Urban Development (HUD). If you believe your rights have been violated, you can report housing discrimination to:  

U.S. Department of Housing and Urban Development (HUD) 

• Phone: 202-708-1112 (Voice) or 202-708-1455 (TTY) 

• Website: www.hud.gov 

Fair housing practices are essential for healthy communities and thriving markets. Discrimination undermines fair competition and restricts access to the American dream of homeownership.

Berkshire Hathaway HomeServices Select Properties Commitment to Fair Housing 

Policy Advocacy 

Berkshire Hathaway HomeServices Select Properties advocates for public policies that enhance access to homeownership and promote affordability. Berkshire Hathaway HomeServices Select Properties works to close homeownership gaps and support strong enforcement of anti-discrimination laws. 

Compliance Support 

Berkshire Hathaway HomeServices Select Properties provides resources and guidance to ensure members comply with fair housing laws and the REALTOR® Code of Ethics, helping to set best practices across the industry. 

Equal Housing Opportunity 

We are committed to fostering inclusive communities. If you experience or witness discrimination, report it to HUD’s Office of Fair Housing and Equal Opportunity (FHEO).